The latest on Energetic and renewable energy trends.

In this episode of Startup Series, Jeff McAulay, Co-Founder of Energetic Insurance, shares how their innovative insurance solutions are transforming the renewable energy landscape. Energetic Insurance’s flagship product, EneRate Credit Cover®, addresses the credit risk of commercial electricity buyers, making it easier to finance renewable energy projects for small- and mid-sized businesses without investment-grade ratings. Jeff discusses how their data-driven approach is unlocking new markets and explains why the PPA model is crucial for scaling clean energy financing.

Listen to the full episode here to explore how insurance can drive renewable project deployment.

Energetic Insurance has announced a $24M term loan refinancing for Longroad Energy, backed by Fifth Third Bank, using Energetic’s EneRate Credit Cover®. This policy reduces offtaker risk by covering payment default for commercial solar projects, unlocking access to financing for businesses that lack investment-grade credit ratings. With this refinancing, Energetic now insures over $40M in solar projects across 140 sites. This deal highlights the growing use of EneRate Credit Cover® to de-risk clean energy financing, enabling more banks to support commercial solar projects.

Read more about this milestone here.

In this episode of Fifth Wall’s Startup Series, Jim Bowen and Jeff McAulay, co-founders of Energetic Insurance, discuss how they founded the company to solve a critical roadblock in solar project financing. Their product, EneRate Credit Cover®, helps solar developers and investors overcome the challenge of financing commercial and industrial solar projects by covering credit risks for unrated and sub-investment-grade businesses. This innovative insurance solution is opening up solar opportunities across sectors like charter schools, retail, and cold storage.

Listen to the full episode here to learn how Energetic Insurance is transforming solar financing.

As ESG continues to be a priority for insurers, second only to COVID, technology is playing a pivotal role in advancing sustainability and ethical practices across the industry. Insurtech innovations like Energetic Insurance’s credit insurance for renewable energy are enabling access to capital for green projects, while tools like Satellite Vu and CarbonChain use geospatial data to monitor carbon emissions. Socially focused platforms like Wysa and Saphron are driving inclusivity and wellness, providing essential coverage to underinsured markets. These technologies are reshaping insurance by improving environmental, social, and governance (ESG) outcomes.

Learn more about these ESG innovations here.

In episode 31 of InsurTech Talk, James Bowen, CEO and Co-Founder of Energetic Insurance, discusses the transformative role of credit insurance in the renewable energy sector with host Gilad Shai. Bowen highlights the underwriting gap for commercial solar projects and explains how Energetic’s EneRate Credit Cover® helps address this issue, enabling broader access to financing. The conversation also covers the importance of strong investors and partnerships in driving innovation in the clean energy space.

Listen to the full episode here to learn more about credit insurance’s impact on renewable energy.

In an expanding risk universe, the (re)insurance industry plays a vital role in addressing climate change. During SCOR’s virtual Rendez-Vous, Michèle Lacroix and Laurent Rousseau emphasized how insurers can support sustainability through asset allocation and underwriting. Lacroix highlighted SCOR’s focus on reducing carbon footprints by identifying carbon-intensive assets and supporting companies with low-impact practices. Rousseau underscored reinsurers’ responsibility in providing data for understanding natural catastrophes, promoting exclusions like coal plant projects, and incentivizing renewable energy solutions.

Learn more about how (re)insurers are driving climate action here.